![](https://melaninmoney.com/wp-content/uploads/2023/06/MM-GCE-Img-min-768x745.png)
While we award badges for all milestones on this page, you also have the ability to receive a physical award for our top accomplishments. If you believe you’ve achieved net worth status of 6 figures and above, submit an application by clicking below.
MILLIONAIRE MILESTONE ROADMAP
We’ve created this roadmap that shows you how to go from $0 to your first $1 million in net worth.
PILLAR 1: INCOME ALLOCATION MILESTONES
![10 percent of income allocated towards financial goals 10 percent of income allocated towards financial goals](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/10-percent-of-income-allocated-towards-financial-goals-pv565s766x933dxo9ptexf05hpix2xwsvs1rk6srgg.png)
![20 percent of income allocated towards financial goals 20 percent of income allocated towards financial goals](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/20-percent-of-income-allocated-towards-financial-goals-pv5664f2nrptabfxad3kbtx57puov09b9gj2ssan7k.png)
![30 percent of income allocated towards financial goals 30 percent of income allocated towards financial goals](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/30-percent-of-income-allocated-towards-financial-goals-pv566jghp4aeg2u2ujllfq4ipvska5x0niyuh7ocg0.png)
![40 percent of income allocated towards financial goals 40 percent of income allocated towards financial goals](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/40-percent-of-income-allocated-towards-financial-goals-pv566xk2jmtpa89lk7ozz4kfmnv2hmgzpgr4od3fuo.png)
![50 percent of income allocated towards financial goals 50 percent of income allocated towards financial goals](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/50-percent-of-income-allocated-towards-financial-goals-pv5679rz0hafh5rukuz5djhfco6u9oti358fwylbls.png)
PILLAR 2: PERSONAL FINANCE MILESTONES
![Fully Funded Emergency Fund Fully Funded Emergency Fund](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Fully-Funded-Emergency-Fund-pv574z9m3lfltqt6qxiiaj9i941paxmz1zgah6m2gw.png)
![Eliminate consumer debt Eliminate consumer debt](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Eliminate-consumer-debt-pv5733l8fiuyltjhq49db0cbhdb9wq6asohbx9eeww.png)
![Fully executed Cash Flow management plan Fully executed Cash Flow management plan](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Fully-executed-Cash-Flow-management-plan-pv574cphjkkq33pyenrgmoyfzv4w675eyvsmyjjim8.png)
![Establishing a tax plan to maximize the money you keep Establishing a tax plan to maximize the money you keep](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Establishing-a-tax-plan-to-maximize-the-money-you-keep-pv573r376dr4o2lcwwf1jceuc03g95rl7wsgx6fklc.png)
![700+ Credit Score – Revised 700+ Credit Score - Revised](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/700-Credit-Score-Revised-pv5cpz37i8kwfyur2t8kgtbv59d98xkootg2t8lfy8.png)
![Leveraging credit to maximize lifestyle – Revised Leveraging credit to maximize lifestyle - Revised](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Leveraging-credit-to-maximize-lifestyle-Revised-pv5cq8hlekxro2h3jxau5qyh342xdwm023yxm07i80.png)
PILLAR 3: RISK MANAGEMENT MILESTONES
![Life insurance Life insurance](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Life-insurance-pv57qgusc8ul8tli9pwgsm1v584s9ty2cccwfwr280.png)
![Disability insurance Disability insurance](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Disability-insurance-pv57pak1sp8oqday4pm96eq4evx9nga56j01ughs00.png)
![Umbrella Policy Umbrella Policy](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Umbrella-Policy-pv57rp179gj2ehtc3qzxjswj2c31bltg6f0pzwxk3k.png)
![Health insurance Health insurance](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Health-insurance-pv57pw6c5w2a5efjmgyo9r9q2qypkhnyxi07vtlq0w.png)
![Property and casualty Insurance Property and casualty Insurance](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Property-and-casualty-Insurance-pv57r4cr33qrb2ndgi250y4dzuwym9jcrko1fts7wg.png)
PILLAR 4: WEALTH BUILDING MILESTONES
![Maxed out Company Sponsored Retirement Plan 401k SEP – White Font Maxed out Company Sponsored Retirement Plan 401k SEP - White Font](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Maxed-out-Company-Sponsored-Retirement-Plan-401k-SEP-White-Font-pv5ayu9ggu5kmuk5qisnzqvarkjq8sxq0c00e67dvk.png)
![Maxed out Roth – White Font Maxed out Roth - White Font](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Maxed-out-Roth-White-Font-pv5azocajjaqydcguvsq7ja1rwfh3494sgvjr0yscg.png)
![Maxed out IRA – White Font Maxed out IRA - White Font](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Maxed-out-IRA-White-Font-pv5aza8pp0rg47wy57pbo4u4v4cyvnp5qj39jvjoxs.png)
![Recurring Contributions to Brokerage Recurring Contributions to Brokerage](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Recurring-Contributions-to-Brokerage-pv58g2ygkpwvmae3pahh8nd1w7vv0wmqv4c88cruo0.png)
![Recurring Contributions to Roth Recurring Contributions to Roth](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Recurring-Contributions-to-Roth-pv58gxz4u93c9f51o5w60xj9hxmz2x1vzdv92hhuyo.png)
![Recurring Contributions to IRA Recurring Contributions to IRA](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Recurring-Contributions-to-IRA-pv58gixpswir3nqw3ze4x1bvzrp3nre6lbfhe245q8.png)
![Recurring Contributions to 401k SEP Other Recurring Contributions to 401k SEP Other](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Recurring-Contributions-to-401k-SEP-Other-pv58fk5os175635er2cxus3u0igiqyk44jaimtjq4g.png)
![100k net worth 100k net worth](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/100k-net-worth-pv58c6wiael5ke1jf3y2f4pddt26606qnv4vq4jif4.png)
![500k net worth 500k net worth](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/500k-net-worth-pv58ch8qdkzb43miqqeyok3fx1n7iobsdab80646io.png)
![1MM net worth 1MM net worth](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/1MM-net-worth-pv58bwka78700ogk3hh65pbaukh4tc1oyfyjg2yubk.png)
![Real Estate Investment Property Real Estate Investment Property](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Real-Estate-Investment-Property-pv58f6zy4cp4njoivwo5vvfdp49dr73veq5pwy38jk.png)
![Financial independence Achieved (white) Financial independence Achieved (white)](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Financial-independence-Achieved-white-pv58crkygrdgnt7i2cvuxzhiga88vcgu2phka7oum8.png)
![Leveraging assets to supercharge wealth (stocks, real estate etc) Leveraging assets to supercharge wealth (stocks, real estate etc)](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Leveraging-assets-to-supercharge-wealth-stocks-real-estate-etc-pv58d5ojb9wrhyn0s0z9hdxfd2ar2t0t4n9uhd3y0w.png)
![Passive income stream(s) Passive income stream(s)](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Passive-income-streams-pv58eswd9u5tte9068krcgzgsc6vjqjwcsdfpso54w.png)
PILLAR 5: LEGAL & LEGACY MILESTONES
![Will Will](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Will-pv59os65l33rqpgmom2rtda6vvk92q37od7hu2hurk.png)
![Trust Trust](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Trust-pv59nsgaddqvhiwih6my6maob8gay85evgf1ljytc0.png)
![Medical Directives Medical Directives](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Medical-Directives-pv59nch1575005jq2hqai8bu7on2bddz59bsfumi9s.png)
![Wealthy Declaration Wealthy Declaration](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Wealthy-Declaration-pv59oab7z8fbm46kkwcuzzsflk0a0h4b9wt9pt8c1s.png)
![Charitable Giving Plan established Charitable Giving Plan established](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Charitable-Giving-Plan-established-pv59mxfm3ukeue5kib89ec4gpip6w7q9r6w0rf8t1c.png)
![Up to date beneficiaries Up to date beneficiaries](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Up-to-date-beneficiaries-pwcyjjzbsdethfq4gm963b56x34gsnkk92iy9pchds.png)
ADDITIONAL MILESTONES
![](https://melaninmoney.com/wp-content/uploads/2023/08/Family.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/Land-Invest.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/MultiFamily.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/Fix-Flip.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/1K.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/100K.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/5-Figures.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/1k-a-day.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/6-Figures.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/7-Figures.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/5-Figures-a-day.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/6-Figures-in-one-year.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/8-figures.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/1MM.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/2MM.png)
![5MM 5MM](https://melaninmoney.com/wp-content/uploads/2023/08/5MM.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/100K-Life.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/250k.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/500k.png)
![1k invested 1k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/1k-invested-qba9uojawek4b18p96jjl0ce0jmidc17qqlsd0q874.png)
![5k invested 5k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/5k-invested-qba9vr2oom0vj1oq0578x8madcck4xa7k1cp1d5340.png)
![10k invested 10k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/10k-invested-qba9z9124etaqslrknn97cu1yz3qsd68pcrrcfyby8.png)
![15k invested 15k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/15k-invested-qba9zwj0v9pgt1nmrfsxfowktlvx4srj4l2wcczhmo.png)
![25k invested 25k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/25k-invested-qbaa0vb1w512qm944cu4hy4msv4i1lllld7v3ljx8g.png)
![50k invested 50k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/50k-invested-qbaa1u32x0coo6ulh9vbk7cos4d2yefo25ctuu4cu8.png)
![75k invested 75k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/75k-invested-qbaa2dtowj3pg01xa0ehikdd97nsg1m14v20xnb37k.png)
![100k invested 100k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/100k-invested-qbaa34567w3qh2zp0bs1gdq9w022fkiikhbmde82dc.png)
![250k invested 250k invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/250k-invested-qbaa3wcbwx6c5duqfnyuj6m3pk72uhmgocw6rp296o.png)
![500 invested 500 invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/500-invested-qbaa4nlnf47ni2r50hr11hqgxqgq1pmog3t9opxu68.png)
![750 invested 750 invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/750-invested-qbaa5b3m5z3tkbt079wp9tszsd8we57yvc4eomyzuo.png)
![1mm invested 1mm invested](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/1mm-invested-qbaa664afiaa7gjy65be23z7e300g5n3zlnfirp05c.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/Art.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/options.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/Commodities.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/Paid-off.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/no-credit.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/No-car.png)
![ETF Investment ETF Investment](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/ETF-Investment--qbaaapo7goi6blydn40h3yper4lvnhoem35x0wyi2o.png)
![Swing Trading Swing Trading](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/Swing-Trading-qbaag9vtwe490jvk60k0d26la77270r8dm4c8upn9c.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/CREDIT-750-padtx12dk7jsb0ul2yl3dtwbgkrlhlm6wqnupfmdc0.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/CREDIT-800.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/CREDIT-850.png)
![1 1](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/1-qbaakudl4edfgb8mhhnpzeo98moam1w9c8ab89xr0g.png)
![5 5](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/5-qbaalc8iq91vkwiol7dmss60iy89oav5qoojcj79q8.png)
![10 10](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/10-qbaalxut3fvgzxna2yq1w4pm6t9plc8zhnopdwb7r4.png)
![25 25](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/25-qbaan45jmzhdidxu7z09ic1cx5h87pwwnh1jzckhz4.png)
![50 50](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/50--qbaannw5mi8ea7560pjfgp21e8rxpd39q6qr25r8cg.png)
![75 75](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/75-qbaao6oxf6y4qeduyxnyukb99y79zb5wgrsgnozcw0.png)
![100 100](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/100-qbaaoqfjepp5i7l6ro74sxbxr1hzgyc9jhhnqi639c.png)
![500k 500k](https://melaninmoney.com/wp-content/uploads/elementor/thumbs/500k-1-qbaknfmbgoqc16k27pztbeqemhiiuscq6vu6pubksg.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/circle1.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/circle-2.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/circle-3.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/circle-4.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/circle-5.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/NET-1-pae06bzpplz167l0guktjh4teg9vht207w0ou3k7wg.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/NET-2.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/NET-3.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/NET-4.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/NET-6.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/NET-7.png)
![](https://melaninmoney.com/wp-content/uploads/2023/08/NET-8.png)