Money Milestones

Who said Achieving Financial Independence can’t be fun? Track your progress with these helpful Money Milestone Badges!

Not a Melanin Millionaire’s Club member?

Click the button below to unlock the ability to achieve badges along your journey for financial independence.

While we award badges for all milestones on this page, you also have the ability to receive a physical award for our top accomplishments. If you believe you’ve achieved net worth status of 6 figures and above, submit an application by clicking below.

MILLIONAIRE MILESTONE ROADMAP

We’ve created this roadmap that shows you how to go from $0 to your first $1 million in net worth.

PILLAR 1: INCOME ALLOCATION MILESTONES

10 percent of income allocated towards financial goals
20 percent of income allocated towards financial goals
30 percent of income allocated towards financial goals
40 percent of income allocated towards financial goals
50 percent of income allocated towards financial goals

PILLAR 2: PERSONAL FINANCE MILESTONES

Fully Funded Emergency Fund
Eliminate consumer debt
Fully executed Cash Flow management plan
Establishing a tax plan to maximize the money you keep
700+ Credit Score - Revised
Leveraging credit to maximize lifestyle - Revised

PILLAR 3: RISK MANAGEMENT MILESTONES

Life insurance
Disability insurance
Umbrella Policy
Health insurance
Property and casualty Insurance

PILLAR 4: WEALTH BUILDING MILESTONES

Maxed out Company Sponsored Retirement Plan 401k SEP - White Font
Maxed out Roth - White Font
Maxed out IRA - White Font
Recurring Contributions to Brokerage
Recurring Contributions to Roth
Recurring Contributions to IRA
Recurring Contributions to 401k SEP Other
100k net worth
500k net worth
1MM net worth
Real Estate Investment Property
Financial independence Achieved (white)
Leveraging assets to supercharge wealth (stocks, real estate etc)
Passive income stream(s)

PILLAR 5: LEGAL & LEGACY MILESTONES

Will
Trust
Medical Directives
Wealthy Declaration
Charitable Giving Plan established
Up to date beneficiaries

ADDITIONAL MILESTONES

5MM
1k invested
5k invested
10k invested
15k invested
25k invested
50k invested
75k invested
100k invested
250k invested
500 invested
750 invested
1mm invested
ETF Investment
Swing Trading
1
5
10
25
50
75
100
500k